The Payconiq by Bancontact app aims to make mobile payments in all situations as fast and problem-free as possible, to help simplify day-to-day live: in stores, online and between friends – and to pay bills mobile or even settle debts. Lightning-fast. Using a smartphone – and with security the key to everything. Today, Payconiq by Bancontact app goes one step further towards making paying for things smarter and easier by adding a new feature to the app: pool resources to buy a group gift. Both if you want to “start-up” a fund for a group gift, as well as if you want to “chip in” and pay your share for an existing group gift.